Overview
Assistance in assessing the working capital cycle, preparing the supporting statements lenders typically request and coordinating the application for facilities such as cash credit or overdraft.
Who may need it
- Businesses planning capital expenditure or expansion
- MSMEs seeking working capital support
- Companies preparing financial documentation for lenders
What Incentify helps with
- Requirement assessment and indicative eligibility review
- Preparation of financial and business documentation
- Assistance in compiling a lender-ready file
- Coordination and follow-up with partner institutions
- Guidance on queries raised during appraisal
Documents typically required
- KYC of the business and promoters
- Financial statements for the last two to three years
- Bank statements for the last twelve months
- GST and income tax returns for the relevant periods
- Details of existing borrowings and collateral, where applicable
The final checklist depends on your entity type, activity and jurisdiction. We confirm it before starting work.
Our process
- 01
Requirement review
We understand your business profile and confirm the scope of the requirement.
- 02
Document checklist
You receive a clear checklist and share the required information securely.
- 03
Preparation & filing
Our team prepares the applicable forms, records and submissions.
- 04
Follow-up & completion
We track the status, respond to queries where applicable and share the final outcome with you.
Expected timeline
Timeline varies based on documentation, authority processing and individual circumstances. We share an indicative schedule once your requirement and documents are reviewed.
Frequently asked questions
Incentify is not a bank, non-banking financial company or lender. We provide advisory, documentation and facilitation assistance only. Approval, terms, interest rates and disbursement are decided solely by the financial institution and are subject to eligibility, credit assessment and applicable terms.